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This material has been prepared for informational and educational purposes only and is not state specific. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. Five Rings Financial, licensed insurance and financial professionals, offer Annuities, Life Insurance, Long-Term Care, Group Health,Individual Health, Disability Insurance, 401(k) Plans, Business Insurance, Individual Dental Insurance, Medicare Supplement Insurance, and Short-Term Medical Insurance.

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6790 Embarcadero Ln #100, Carlsbad, CA 92011

darand@fiveringsfinancial.com

Toll Free: 1-844-810-1669

Local: 760-206-7177

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