Are you financially ready for retirement?

We've got answers!

Whether your needs are personal, business related or both...we've got the solutions that are right for you!

 
 

Living Benefits

Are you still protecting your family and finances with the “old kind” of life insurance that only pays out if you die? 

Living Benefits life insurance is the new, evolved kind of life insurance. With Living Benefits, you have the power to accelerate your death benefit while you’re still living if

you suffer a heart attack, cancer diagnosis, stroke, or any other Critical, Chronic, or Terminal illness.
This ability can help save your financial life and helps protect you from the cause of 50% of the bankruptcies in the U.S. every year – medical bankruptcy following a critical illness.

 

Tax-Free Retirement

Life is FULL of risk. Your retirement plans shouldn't be! If you don't have a plan in place, the time to begin strategizing for your golden years is NOW.

 

College Planning

Even after they are all grown up, they're still your "Million-Dollar Baby" — set them up for financial success, not just for college but for the rest of their lives because you want what's best for your children's futures. For many families, that makes planning for college costs a top priority. However, quality higher education is coming at a premium these days, and all of the projections indicate that the trend will certainly continue in the coming years.

 

Mortgage Protection

One of the most vital services we offer at the Arand Agency is helping our clients establish mortgage protection plans for their homes.

 

Estate Planning

We have the expertise to assist and guide your family in creating a legacy that will last a lifetime. Whether your estate is just you and your home, or you own a very successful business/high net worth, we have access to programs that will assist you.

 

Income Protection

We work with each of our clients to ensure that their family is properly provided for in the case of an interruption in income — whether that is due to an unexpected death or an illness such a heart attack, stroke, or cancer diagnosis. With our help, our clients can rest assured that no matter what happens, the bills will be paid and the family will be taken care of.

 
Business Preservation

When's the last time you had a business valuation? Do you have a plan in place should a partner get sick? How about a Key-Employee? Have you looked into benefits for employees? What about "selfish" benefits for you? Lots of important information to think about. We're here to help!

Get the NEW type of life insurance, contact us now!

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