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With a commitment to educating Middle Americans about market alternatives, we pride ourselves on helping you make sound financial decisions for our clients.

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Denise Arand

Executive Vice President of Five Rings Financial West Coast

Chris Arand

Executive Vice President of Five Rings Financial West Coast

Chris has a unique talent as a successful business man and teacher. He serves with his heart by giving hope and with his mind by teaching people how money works. According to Chris, when you serve people the numbers always work out.

Denise believes that everyone is entitled to send their kids to college, retire with dignity, and save a pile of money for the future. She is leveling the playing field, when it comes to wealth building strategies, by serving the under-served – women and the rapidly shrinking middle-class of America.

We Love Events too!

Attend the next education event as our guest. Food, drinks, networking and a great time included!

Join Our Team

In our pursuit to educate, we would like to invite you to be our guest at either of our two signature events; Wine, Women, Wealth or Money 101. Come enjoy delicious food, drinks, networking and a valuable presentation on retirement basics. We hope to see you there!

Wine, Women and Wealth, led by many of Five Ring’s top female producers, is part of our women’s social network. We are building a community of women who desire to take charge of thier financial future, expand their knowledge, and build their confidence regarding money and wealth. Amazing things happen when women team up – especially when you add fine wine to the mix. Whether you’re at the end of your rope or the top of the corporate ladder, there is always more to learn about how you can make your money work for you. is offered in various locations throughout the country, please use the link below to register for an upcoming event and join us for a little wine, a little food, a little networking & a little money talk!

Most of us attended school for more than a decade to learn about reading, writing and arithmetic-but we never learn about our finances! Five Rings Financial was founded on the belief that Middle Americans should be provided with a sound education on how money works, and this exciting, innovative event proudly drives this tradition forward. Explore how to grow and protect your money for college funding, retirement planning or simply wealth accumulation...with money you never knew you had while enjoying a bite to eat and friendly company. Money 101 is offered in various locations throughout the country, please use the link below to register for an upcoming event and join us for a complimentary meal and some great information (no sales pitch...we promise)!

We Love Events!

 

This material has been prepared for informational and educational purposes only and is not state specific. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. Five Rings Financial, licensed insurance and financial professionals, offer Annuities, Life Insurance, Long-Term Care, Group Health,Individual Health, Disability Insurance, 401(k) Plans, Business Insurance, Individual Dental Insurance, Medicare Supplement Insurance, and Short-Term Medical Insurance.

Toll Free: 1-844-810-1669

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Address

6790 Embarcadero Ln #100, Carlsbad, CA 92011

Local: 760-206-7177

©2018 BY THE ARAND AGENCY. PROUDLY CREATED BY T.M.B

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